Iishishini lokuthumela ngenqanawaayiqhelekanga ukuguquguquka nokungaqiniseki. Nangona kunjalo, okwangoku ikwixesha elide lesiphithiphithi ngenxa yemiceli mngeni emininzi yezopolitiko echaphazela kakhulu urhwebo lwaselwandle. Iingxabano eziqhubekayo e-Ukraine naseGaza ziyaqhubeka nokuphazamisa ishishini ukusuka kukhuseleko, ukubonelela, kunye nemibono yokusebenza. Ngeli xesha, icandelo kufuneka liziqhelanise nezikhokelo zolawulo ezingqongqo ezijolise ekuxhaseni utshintsho lwalo lohlaza. Ukongeza, i-wave yamva nje yokhuseleko lwaseMelika ichaphazela ubudlelwane borhwebo obukhoyo, obunokukhokelela kutshintsho olubalulekileyo kutshintsho lwemalike yemveli.
Phakathi kwale mingeni mikhulu, utyalo-mali lwaselwandle luphinde lwenziwa utshintsho olukhulu kule minyaka ingama-20 idlulileyo. Ukusukela kwintlekele yezemali ka-2008, iibhanki zemveli zamkele indlela elumke ngakumbi, kwaye imimiselo eqinile inciphise isibheno sokuboleka imali kwiinkampani ezithumela ngenqanawa. Izinto eziphambili kwiibhanki zamaziko zitshintshile ukususela ekupheleni kweminyaka yoo-2000, zinciphisa umdla wazo kubuchule obuqhelekileyo obuphezulu, obunomngcipheko ophezulu wotyalo-mali olwakha lwakhuthaza ukukhula okukhawulezileyo kwezithuthi kubanini beenqanawa.
Le meko ingumceli mngeni ingakumbi kwimvelaphi yezithuthi zehlabathi eziguga ngokukhawuleza, ezineenqanawa ezimalunga ne-15,000 ezimiselwe ukufikelela esiphelweni sobomi bazo bezoqoqosho kule minyaka ilishumi izayo. Ngenxa yoko, imfuno yeshishini lemali iyanda, ngelixa amaziko emali emveli esokola ukunika inkxaso.
Ukuvela kweendlela ezingqongqo zokubolekisa ngemali kuye kwakhokelela ekwandeni kokuduma kwamanye amaziko okuthenga ngetyala kushishino. Inkxaso-mali efana neMareVia Credit Fund (eyasungulwa ngabakwaPelagic Partners ngoSeptemba 2024 ukuhlangabezana neemfuno ezikhulayo zenkunzi yecandelo) inokuqonda ngemarike kunye nokuguquguquka okwenza intsebenziswano esebenzayo kunye neziseko zebhanki eziqhelekileyo. Le ndlela yokusebenza ikhuthaza uphuhliso lweemveliso zenkunzi eziguqukayo, kuxhaphake amandla otyalo-mali kumaziko amakhulu emali ecaleni kokuguquguquka, ubuchule borhwebo, kunye nolwazi loshishino lwababolekisi abakhethekileyo abangabanye. Ubudlelwane obunjalo bubalulekile ekudaleni iimveliso zokuqeshisa ezilungiselelwe iimfuno zecandelo lezolwandle.
Umzekelo, la maziko abolekisayo, efumene ulwazi olunzulu kunye nokuqhelana nemarike kwiminyaka yakutshanje, akwimeko engcono yokuziqhelanisa namathuba akhoyo, ewenza ukuba azimisele ngakumbi ukubhala imali eyinkunzi. Ngamazinga angaphakathi embuyekezo ye-10-12% kunye nemilinganiselo yenzuzo yebhanki ye-3-4%, abanini beenqanawa bafumana enye inkunzi enikezelwa ngaphambili kwiibhanki zemveli.
Njengodidi lwe-asethi engahambelaniyo, ishishini lokuthumela ngenqanawa ngokwembali libonise ukomelela ngexesha lesiphithiphithi, liqhubeka litsala abatyali-mali abafuna ukuxhamla kumathuba abalulekileyo avela kule mingeni.
I-Pelagic Partners, enamava ayo atyebileyo kunye nelifa lemveli kushishino lwaselwandle, izenzele igama njengengcali eyohlukeneyo, ityala imali kuwo wonke amacandelo ahlukeneyo olwandle kunye ne-offshore. Le ndlela idala ukuguquguquka kumathuba otyalo-mali, ivumela ifemu ukuba iphume kwimarike ngamaxesha afanelekileyo ngelixa ibonelela ngembuyekezo engaguqukiyo nezinzileyo, kunye nesakhelo esinciphisa umngcipheko kwaye sandise amathuba abatyali-zimali.
Okwangoku, imarike yaselwandle ifumana ukungaqiniseki kwaye akukho zimpawu zokuncipha. Nangona kunjalo, ishishini lokuthumela ngenqanawa lihlala liqhuba kakuhle ngexesha lokudodobala kwezoqoqosho, kwaye ngelixa ukuguquguquka kwemarike kwangoku kulindeleke ukuba kuqhubeke, kuphela ngokuhlala ulungelelaniswa apho abatyali-zimali banethemba lokunyusa amahla ndinyuka emarike.
Inkonzo yethu ephambili:
·Inqanawa yoLwandle
·Inqanawa yomoya
·Iqhekeza elinye elilahliswayo lisuka kwiWarehouse yaNgaphesheya kweelwandle
Wamkelekile ukubuza malunga namaxabiso kunye nathi:
Contact: ivy@szwayota.com.cn
Whatsapp: +86 13632646894
Umnxeba/Wechat : +86 17898460377
Ixesha lokuposa: Apr-25-2025
